Financial models that tell you what to do next.
Custom financial models for SG SME founders — built around your business, not a template.
“Can I hire?”
Headcount · timing · salary range
“Can I raise prices?”
Pricing power · margin floor · what gives
“How long do I have?”
Runway · stress scenarios · what to cut first
A model that runs your business — not a snapshot of last quarter.
Built around your actual business. Run any scenario — a hire, a rate change, a slowdown — and see the cashflow impact before you commit. Every assumption named, every cell traceable.
January 2026 — illustrative
Auto-cycling through 3 sheets. Click any tab above to jump.
Built around your business · live walkthrough on day 11
Caleb Khoo
Corporate finance · Singapore
Sydney corporate finance background. I built financial models for institutional investment decisions before bringing the same rigor to Singapore SME founders.
Most consultants hand you a spreadsheet and disappear. I build the model, run it with you for 90 days, and stay on retainer to keep it pointing at the right decisions as your business changes.
One principal. Direct accountability. The numbers I deliver are the ones I'd trust with my own business.
From first chat to clean numbers.
15-min chat
We see if your bottleneck matches what I do. No pitch. If we're not a fit, I tell you who is.
Diagnosis
I look at your numbers, name the actual problem in writing. Either of us can walk away here.
Model build
Two to three weeks. Pay-on-acceptance — you see it live before you transfer.
Retainer
Optional. Keeps the model pointing at decisions as your business changes.
Your spreadsheet works.
It just doesn't tell you what to do next.
You see your numbers — but they don't tell you whether to hire next month.
You patch a new model together every time a real decision shows up.
By the time the answer is clear, the moment to act has passed.
A small group of Singapore SMEs.
I'm currently advising a small group of Singapore SMEs on cash flow modelling and corporate finance decisions. Engagements are kept deliberately small — one principal, direct accountability, no juniors learning on your numbers.
Public case studies will be published from Q3 2026 onwards, with client permission. Until then, the work speaks privately — and the toolkit and pricing pages tell you what to expect.
Fifteen minutes.
No pitch.
We talk for 15 minutes. I diagnose your bottleneck out loud. If it's a financial modelling problem, we work together. If it's not, I'll say so and tell you who to call instead.